The only problem i find with joint account is having to take permission from the other person or explaining what you need money for.....
Anyways read what having a joint account did to blog visitor Antoinette"
''Hello Stella, How are
you doing. I am an ardent reader of your blog and I thought I should
share this my experience in case there are other ladies in my situation.
I was married to a naija guy from March 2011- April 2012 and no child
while married!
Naija men! hnmmmm! They
will always play a fast one on you! mine played a fast one on me on our
joint account and i went berserk!!!! it happened that the two of us had
filled and signed a joint bank account opening forms together in which
the signature mandate says A & B together ( ie me and my spouse to
sign before any cheque could be honoured for payment).
Innocently, I asked him
to help submit the form to the bank for processing and final account
opening...oh boi eeeee! Half way to the bank, he pulled over the car (i
was not there though, but this was what I thought had happened lol), and
included in the signature mandate card 'Or A' Alone! I didn't find out
until after we had built up the accounts with funds and one day, I got
an alert for a N1m withdrawal which I was not privy to and I wondered
how that could have been possible without the second signature which was
my signature!
I no talk.ooh! i kept
my cool until he got home and I asked for what reason he needed the N1m
for.... blah blah blah blah was all I was hearing...nothing he said
added up for me.....Immediately I asked him to give me half of the money
N500k and that I was not interested in the joint account "bush..i..t"
anymore!
I never asked him how he was able to make the withdrawal alone ooh becos I had already figured out what could have happened!
He said he had a project
which he wanted to invest in that N1m was all he needed to make up for
the project,WTF why not discuss it with me??? And to think that I loved
this guy so much for him to want to cheat me out of our money!!??
Ladies, in a relationship, love is always never enough to stick to a
cheating who cheats on your financially!
Just take a walk when you see the hand writing on the WALL!
The next day, I dressed
up like an "agbero" (a RifRaF) lol), I went to see the bank Manager and
showed her the photocopy of the original form before it was "doctored".
As far as I know, I had equal right to the account as much as my spouse
did! I requested that the account be put on hold to any further
withdrawals, until further notice. meanwhile, I still maintained' my
individual account secretly without his knowledge......
Two weeks later, hubby
gave me N300k begging that the project go soon "mature" so that he will
refund the money... I collect am put am for my personal account, in my
mind I said "u must balance me my N200K" 'I am done with the joint
account"......
Another 4 months went by, before he gave me another N200K and within this 4months, I was raining fire and brimstone on him!
"I never deserved it, i was so loyal to him, why would he treat me this way"
I never asked for
profit sharing oh because he never gave me details of the project...
Make him keep the profit, I cared less about that!!! My concern was for
the joint account to be closed and the balance therein be shared
equally,I no do again, na by force?
There and then at the
bank , the account was closed and I opened another personal account with
same bank and transferred my share of the money!
Case closed!
Marriage lasted for like a six more months after the incident, the guy abandoned his matrimonial house!
Fast forward June
2013, I met again and married my mixed race hussy (French- Briton) whom I
had initially met in 2010 during a French course I attended in Paris!
We have a son now, he is six months old!
We both live here in naija but once in a while we stay in London with my Parents In-Law!
Antoinette"
No comments:
Post a Comment